Startup Equity Backed Loan

Get liquidity for investments, debt consolidation and expenses through a loan backed by your startup equity holdings and avoid incurring taxes on the sale.

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A large portion of your net worth is illiquid

Over 1200 private tech unicorns account for $3.86T of value locked up in illiquid private shares.

Companies are staying private longer meaning liquidity via an IPO is farther out for most people.   

Selling your shares leaves you with none of the future upside, is very hard to get board approval to actually sell, and gets you pennies on the dollar with secondary valuations down significantly.

We make your hard earned shares liquid

Keep your shares, participate in upside

No personal recourse to you

Avoid hefty capital gains tax

Competitive rates, flexible terms

Get up to $5m

Up to 35% LTV

10-15% APR

20+ companies supported

Flexible payment schedules

10-12% one-time equity fee

Ready to get started?

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Book a call

It’s easy to get started

Choose loan terms and provide equity details

Complete KYC (under 5 minutes in 98% of cases)

Authorize credit check (does not have a major bearing on your loan outcome)

Receive loan proposal within 24 hours and sign documents

Receive funds in your bank account same day

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“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies

“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies
“Getting a loan from Arch was painless. I was able to borrow against my startup shares with just a few clicks to handle a one-off expense. Best of all, I get to retain my shares and benefit from future upside.”
Executive at $10B+ private tech company
“I used Arch to borrow against my early investment in a growth stage fintech company. I was able to seamlessly borrow at better terms than on offer at other players on the market and I had cash in my account within a couple days of my inquiry. Will certainly be back for more.”
Private investor in early stage web3 companies

Use Cases

Investments

Buy a house or contribute towards a down payment. Invest in other asset classes like public equities or digital assets.

Debt

Pay off high-interest debt from credit cards and other loans.

Expenses

Deal with unexpected expenses such as healthcare costs or even high expense items such as a wedding or a tax bill.

Ready to get started?

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