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FAQ
General FAQ
Is Arch a bank?
How is Arch legally and regulatory compliant?
How does Arch store customer data?
Is Arch secure?
Lending FAQ
What are the types of loans that I can take out?
What is an Interest-Only loan?
What is an Interest + Principal (Amortizing) loan?
How quickly do I get my loan?
From what states can I borrow as an individual?
From what states can I borrow as a business?
What currency do I need to make the repayments in?
If I have an interest-only loan, can I roll-over the loan once the term ends?
Are there any restrictions on what I can do with the loan?
Why do individuals get a loan as opposed to sell?
Crypto Backed Loans FAQ
What are the interest rates on the crypto backed loans?
Is there an origination fee or any other fees?
What is the eligible collateral?
What can I do if I don’t see my desired cryptocurrency accepted as loan collateral?
Can I pay off the loan early?
What is the supported length for loans?
Can I withdraw some or all of my collateral if the underlying value goes up a lot?
Where is my collateral stored?
What is liquidation?
How can I avoid liquidation?
What is the liquidation fee?
At what price do I get margin called or liquidated?
How does Arch stake my collateral?
Can I use the rewards from staking to make my monthly payments?
Which assets can I stake?
What are the benefits of staking my loan collateral?
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